Property prices and the Cyprus bank problem?

Keep your cash safe for the biggest property sale in history.

Keep your cash safe for the biggest property sale in history.

I’ve been sat here in sunny Cyprus in the midst of a country default and people have been calling me asking me what is going to happen next as they remember me talking about bank failures a few years ago.

The truth is, they have likely already lost a lot of their money unless they are lucky enough for a social upturn and a relaxation of the government draconian measures to try to stop a bank run.

Hopefully us Cypriot socionomists saw it coming and got our savings into a safe place at least two years before it happened. (See my last post on the coming global bank run)

Socionomics cannot predict where in the world a bank run will occur first but it can predict the bank run itself.

Well. I have sat here in a ‘state of no thought’ for a good hour and I figured its time for another post.

Reviewing past predictions:

Ok so the predictions may be right but the timing was definitely a little early. Personally I would rather be early than late. So what is going to happen next?

The stock market turned up as governments around the world basically gave away free money to try to shore up the economy. Trouble is, us socionomists know that no government is truly in control of anything and that it is the social mood that controls the behaviour of world economics as well as fashion trends and even war! to name a few.

So the unfolding of the pattern is a variation of what I spoke about before, but that is partly because the Dow jones is measured in fiat currency.

When you look at the markets in terms of real money (gold) you can see that the crash is already happening and that the illusion that everything is ok is playing out really well.

The truth is, everything is going according to the unfolding of the pattern and we are getting closer to observing the play out of a very large social downturn which will seemingly look like huge calamity.

Those who are new to socionomics. Do not despair, humanity has to go through this seemingly terrible transition in order to evolve to the next level of consciousness. It’s all a fractal pattern you see and we as a species are poised to take the next step in terms of the evolution of our understanding of the the universe.

Back to brass tactics. So what Happens next? And what does it mean for our pockets?

Well one thing that is showing me that the governments are not in control is a news article I read a few weeks ago. RBS (in the UK) is sat on 20 Billion pounds of ‘quantitively eased’ cash and yet they are moaning that they cannot lend it out.

You see the governments can attempt to print and pump as much money as they like into the system and it is a futile attempt to get the economy going under current central banking monetary policy.
To reiterate an old post. Money = Debt so the only way to get money into the system is through loans.

Trouble is, as the social mood is one of conservation instead of risk taking, the actual people do not want to borrow any more money. You may notice that you have been feeling that way yourself. Save money get out of debt. That sort of thing.

It’s as simple as that yet most of the world cannot understand this. Even most people who read this will say to themselves, bah, Stav is talking shit. You see, I now understand that because people are all victims of the mood and that the very same current mood will not allow them to believe what I say.

Contemplating the previous sentence, I still do believe that writing this blog post is the right thing to do, as things start to play out more and more I do hope that more and more people will get a grasp of this new fantastic subject and hopefully avert their own demise in this huge worldwide elimination of wealth.

Well the title is probably a give away that I am going to talk about property prices but not in too much depth like I used to.

Perhaps I should use bullet points, yes, here goes, in order.

– markets are beginning to voraciously oscillate as we near a final top.
– banking crisis is slowly unfolding into a full blown collapse
– Credit is seizing up again or will be soon, country dependant
– Banks will have to claim from insurance companies simultaneously which will cause huge default by the insurance companies themselves.
– businesses that are on the breadline will pop as the banks pull in the loans and overdrafts in order to save their own skins. (remember, they are human too)
– lots of people (over 30% of most nations and up to 50%+) will lose their cushy jobs and be forced to take on any old job even at a lesser income.
– people will lose their houses as they cannot afford the mortgage repayments
– they will end up moving in with family, friends or worse end up homeless.
– this will put a huge percentage of the UK (and world) properties on the market

So fast forwarding into the future we now have a situation where there are millions of properties on the market but to make things worse, the banks will have nearly completely stopped lending money out and thousands of them will be bust.

Now properties are probably one of the most expensive items a person will ever buy and bank loans are what keep the properties selling at the current ludicrous levels that they have achieved.

With no bank loans available and millions of properties on the market due to foreclosures, properties will take the biggest price hit that they have ever taken in recent documented history. Upwards of 50%, more likely around 70% from their peak prices in 2007-08


We may ask, so why don’t the banks carry on lending instead of tightening their belts as they will cause their own destruction and the destruction of the property market.

The simple reason is, banks are run by people and people are subject to the social mood which is increasingly becoming one of fear and self preservation, some of the more intelligent bankers may know deep down what needs doing but be overcome by this very strong primal urge to protect oneself which inevitably will lead to them making the exact opposite decision of what they are supposed to make.

Decisions made in fear are often the wrong decisions.

To give you an example of how we are not logical beings even though we think we are. How many times have you logically known that something is bad for you. Take smoking for instance, yet you still do it against your better judgement.

For the non smokers, how many of you have either been in or known a friend to be in a bad relationship and that person knows that logically they should end it but they can’t because of either love or even fear.

We, my friends are not logical beings at all and anybody who tries to argue the case is in a losing battle.

If I have stated this before then apologies but I wish to iterate that only 1 in 10,000 people around the world will be reading this stuff and understanding it.

I also realise that the other 9,999 will dismiss it and hence why this site will not get a lot of hits until perhaps after the crash when it is too late. It’s the nature of our being.

So where is the good news in all this.

The good news is that it is all part of natures evolutionary flow and through all the calamity we (the survivors at least) will come out of it into a new phase of world consciousness and perhaps even find some peace in a less manic world. That is as we come to the culmination of this 35 year mania. I do believe that we have just witnessed human kind go to the brink of huge mania where it seems that everybody is losing their minds chasing the ever harder to get dollar (or pound if you are British) I have observed people virtually sell their own mothers for cash and I for one look forward to the end of this manic insanity. I look forward to a poorer and more down to earth world nation. Less egoic and more Meek people, once again.

Apologies for spelling mistakes as I am on holiday on an iPad typing this and I now need to go and play with my kids in the pool before sunset.

The next blog will likely be about war and how socionomics predicts that the world will become even more unstable than it already is whilst we reach the bottom of this mood downturn.

Until then. Get out the citys. Get your money out the banks and turn it into pound notes or dollars. (Not euro!) and Stay safe!

P.S. if you are floating companies be very careful as the markets are poised to destroy floatations occurring during the rapid unfolding of this 300 year downturn. Have a plan B!

P.P.S. if y are indeed a struggling smoker you may be ready to switch to a healthy alternative to smoking. Visit It’s how I managed to quit smoking myself.


The coming Global Bank run. First in through the door gets 100% of their money while everybody else waits.

People will have long forgotten the last time social mood turned so far down that confidence was lost in the banking system (It was 1929 during the onset of the great depression). During this time they ran to the banks to get their money out in a panic.

Today, we are setting up for a similar event, only this time, it should be much bigger and much worse than in recent history due to the fractal nature of this social downturn being of one larger degree. (Read Conquer the Crash, by Robert Prechter)

Socionomics and elliottwave predicts that there will indeed be a run on the banks. My personal view is that this event will occur sometime in the next 12 months as the European debt crisis starts to hot up.

Best advise? Savers can go and get their money out of the bank now and turn it into £50/$100 Notes. Then they should proceed to deposit them in a safety deposit box. Some people may wish to use their house to store their saving, although safety deposit boxes are generally safer.

Look to Greece defaulting on their debt as well as Italy, Portugal and Spain and other countries as the first dominoes in a series of dominoes fall to the ground. The effect will eventually sweep across Europe and into the United States causing a massive panic and upset in the financial system.

This is just our own causality and a culmination of a downturn in social mood. No government or banking authority has the power to stop this great wave of negativity. IT would be like humans trying to contain a tsunami that is 100Ft high.

People are already losing faith in banks but not yet to the point where they will go and get their money out. This urge will increase as social mood turns down and the stock market follows.

As for the last 6 years of my life of studying socionomics and thanks to Robert Prechter, the prediction is still down and down very far until around 2016.

I am sure as these events unfold and the predictions he makes come true that he will truly become a legend of his field and for mankind much like the belated Steve Jobs was to the Tech and rest of world.

Steve Jobs is another great man that i followed with intent and his Autobiography releases on October 24th written by the same guy that wrote Albert Einsteins Biography. If you want to hear about one of the most influential and great men in the world then get this book titled ‘Steve Jobs’

His mond operateur on a level that i can only pursue to achieve. One that takes the wisdom of the ancients and combines them with insights from todays world to do something truly great. He truly followed his heart and i will miss him even though i didn’t really know him personally.

Until the next blog, Stay safe.

People are to be fleeing from Euro to Dollar. Peoples ignorance will soon be illuminated in a lightbulb moment.

Euro to fail due to histories hidden engine.

I wish to relay the prediction that things are starting to come to a head in Europe. I expect in the next 6 months to see major issues in Europe and then to watch people flee the Euro and buy Dollars. Ensure that any of your savings that are held in Euro’s are switched to Dollar as the problem in Europe continues to unfold.

We are now looking towards a second bailout for portugal and Italy is also on the cards as they are in a bad way also.

You may recall my blog originally posted on Thursday, 29 April 2010 on my old blog site regarding the PIGS of Europe which then became the PIIGS of Europe (Portugal, Italy, Ireland, Greece and Spain) Well, as you have seen on the news it is becoming a more talked about subject this year as realisation kicks in.

These countries are now burdening Europe and causing a transfer of wealth from the richer nations to the poorer ones using tax payers money. Countries will eventually tire of constantly bailing out the weaker countries much like a father would tire of bailing out his useless son, only in the case of countries the bond is nowhere near as strong.

Once these countries do get tired and decide to stop, then nature will be allowed to take its course with the start of the collapse of the Euro and a return to a Europe that will once again, be arguing and warring with each other. It’s only a matter of time and a shift in social mood.

If you do still hold Euro, then i urge you to take action now.  It is likely better to do it now and get ahead than try to chase along with everybody else when the move happens as it will likely unfold very swiftly once the penny drops.